Why should I get pre-approved before buying a home?

Getting pre-approved is a smart step to take when you are ready to put in an offer on a home. It shows sellers that you’re a serious homebuyer and that you can secure a mortgage – which makes it more likely that you’ll complete your purchase of the home. This is especially important in the California home buying market, where home owners favor offers from purchasers they are certain can get approved for the loan amount on offer.