Welcome to Mirastar, formerly Santa Clara County FCU

A community on the rise

Your financial journey begins here.

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Earn 5.25% APY with our 11-month Certificate Special

Reach your financial goals sooner with this exclusive rate. Make a minimum transfer of $500 from an external account to get started.

Invest today
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Get help investing in your future.

At Mirastar, we’ve proudly awarded over $15,000 in scholarships to deserving local students, helping reduce the burden of student debt. Take the next step toward your future.

Learn more about our scholarships

We rise by lifting each other up.

At Mirastar Federal Credit Union, we’ve been lifting our members and communities up since 1950, providing greater, more equitable access to the financial tools, education, and opportunities that Californians need to get ahead.

Our roots run deep.

As a people-first organization, our mission is to create strong, vibrant communities where prosperity is in reach for everyone. For every individual, family, student, and neighborhood. For everyone who dreams of moving forward, while giving back. For all those who rise each day with a vision of a better tomorrow – for themselves and for the world.

We are committed to our core values:

Uplift Communities

We’re driven to have a positive impact on the world, championing the greater good and empowering others to dream more, learn more, and do more. We inspire progress.

Prioritize People

We care deeply about our people, and embrace an inclusive culture that values teamwork, validates voices, and creates space for growth and development. We invest in people.

Create Opportunities

We’re problem solvers, dedicated to providing the tools, education, and financial opportunities that empower our members and communities forward. We find a way.

Exceptional Service

We are committed to delivering exceptional service, listening to members, taking ownership of situations, and inspiring the trust and confidence of those we serve. We exceed expectations.

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What are you looking to do today?

Select an option below to get started.

No Fees

Open an account

Opening an account with Mirastar is simple, secure, and quick.

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Apply for a loan or credit card

We have auto, home, personal loans, and credit cards designed to fit your financial needs and goals.

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Get help

Find Mirastar Federal County Union’s routing number, report a lost or stolen card, or get answers to frequently asked questions.

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Enroll in online banking

With our online and mobile banking services, you can bank when you want, where you want.

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Make informed money decisions

Explore your Financial Fitness Center that’s interactive and easy to understand. Learn more about financial literacy and track your progress toward financial wellness.

Become a Mirastar member today.

Whether it’s purchasing your first home, buying that new car, or learning more about how to manage your money, we’re here for you.

Join us
Open an account
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Find us nearby
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Contact us

Knowledge is powerful.

Understanding how to manage your money shouldn’t be complicated. Here’s a variety of topics designed to build your knowledge so you can make the best financial decisions possible.

Meet Karen
Employee Spotlights

Meet Karen

What does Black History Month mean to you? Black History Month holds profound significance for me as a time to honor and celebrate the invaluable contributions, resilience, and achievements of black individuals throughout our history.
Meet Quillan
Employee Spotlights

Meet Quillan

What does black history month mean to you? It’s a time to remember the black people before me that paid the price for me as a black man to try anything my heart desires.
Meet Miranda
Employee Spotlights

Meet Miranda

Why do you think it is important to celebrate Women’s History Month? I believe it’s important to celebrate the accomplishments of women in history and to focus on the work that still needs to be done.

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