Spending Accounts

It’s free and takes just minutes to open online.

Open a free checking account Not a member yet? Join Mirastar today.

Make your money work for you.

We know how hard you’ve worked for your money, so you shouldn’t have to pay to keep it safe. That’s why our checking account is free.

No monthly fees

Our checking account is free. There are no monthly fees, so you get to keep more of your hard-earned money.

No minimum balance required

You’ll never have to worry about keeping a certain amount in your account.

Fee free ATMs nationwide*

As a member, you’ll have access to our co-op network of free ATMs across the country.

Local member services

We’ve been helping our members and communities grow since 1950, and we will always be committed to delivering exceptional, personalized service that inspires the trust and confidence of each member.

We make it easy to manage your account.

A smooth online and mobile banking experience
Manage your money on-the-go with our seamless online and mobile banking services. Conveniently transfer money, deposit checks, pay bills, and monitor your finances 24/7 from wherever you are.

Fraud text alerts
Receive real-time, custom alerts sent straight to your smartphone to help stop fraud in its tracks.

Apply for a Free Checking account

No confusing programs or complicated decisions. Just one checking account that makes it simple to manage your day-to-day finances—and it’s free.

Apply now

Knowledge is powerful.

Understanding how to manage your money shouldn’t be complicated. Here’s a variety of topics designed to build your knowledge so you can make the best financial decisions possible.

Visit our blog

Financial Advice

The Best Insurance For A Stolen Wallet

It’s frustrating enough when it happens. Your wallet is stolen. Not only have you lost cash, you probably have a driver’s license and credit cards to cancel and replace. Worst of all, you have the headache of identity theft to deal with. The best insurance is to be prepared.

Financial Advice

All You Need to Know About Tech Support Scams

There’s little in life that’s more frustrating than a computer that won’t do its job. But sometimes, like your own private miracle, a message appears on your screen. It says: “Technical difficulties? Click here for assistance.”

Financial Advice

What’s the Difference Between ACH Payments and Direct Deposits?

ACH payments and direct deposits both involve the electronic transfer of funds, but there are differences between the two methods. Let’s take a look at ACH payments, direct deposits and their unique characteristics.

A smart way to save

Our Saving and Money Market accounts are great choices to assist you in reaching your financial goals.

Savings Accounts

Helping you reach your personal goals is why we exist, and our savings accounts are designed with your future in mind. When you open a savings account with Mirastar, you instantly become a member and part owner of our credit union.

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Money Market

Money Market accounts are a secure way to grow your money without experiencing the ups and downs of the stock market.

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Disclosures

*ATM transactions at other financial institutions ATMs (Other financial institutions fees may apply) and unlimited use of CO-OP Network ATMs (including 7-11 stores) and POS, $1,010.00 withdrawal limit per day.

Review a copy of the current Fee Schedule.

Review a copy of the Truth In Savings Disclosure.

Review a copy of the Membership and Account Agreement.