Have an unexpected expense, need extra funds or going through a special life event? We understand life doesn’t always go according to plan, which is why our personal loans or personal line of credit exist for our members.
Explore your personal loan options.
Personal LoanÂą
Our personal loan offers a competitive fixed rate, flexible financing options, and low monthly payments. You’ll avoid high interest rates and save your hard-earned money.
Line of CreditÂą
Conveniently access funds with a personal line of credit. You can automatically transfer funds to your checking account to cover any unexpected expenses and fees.
Deposit Secured LoanÂą
Secure your loan with deposit funds. You’ll enjoy a lower interest rate on your loan while continuing to earn competitive dividends on your deposit account.
Mirastar understands how important continued education is, which is why we offer affordable and flexible student loans. Building credit helps create a strong financial foundation. Having a credit card fitted to your needs is a perfect way to begin building that credit.
Student Loans
If you’re headed to college soon or planning your educational future, our Smart Option Student Loan is the ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
As a Mirastar member you have the option of choosing a Secured Visa, Visa Platinum or Visa Platinum Rewards. Each card has its benefits, including no annual fees. We’ll help you find the one that fits your current needs while helping you reach your future goals.
Understanding how to manage your money shouldn’t be complicated. Here’s a variety of topics designed to build your knowledge so you can make the best financial decisions possible.
Personal loans, sometimes called unsecured loans, are loans that allow flexible use, offer short- to moderate-term repayment options and quick funding.
*APR= Annual Percentage Rate. Rates as low as 10.035% APR, your rate may be higher depending on your credit profile. Personal loan interest rates range from 10.035% to 17.990%. All loan policies, rates and terms are subject to change without notice and all loan requests are subject to Credit Union approval. Terms offered up to 60 months. Other rates and terms are available. Payment amount per every $1,000 borrowed at 10.035% for 60 months equals $21.26 per month. For more payment samples, use our payment calculator or call 408-282-0700.
